Escrowlance LTD - TERMS OF SERVICE

These Terms of Service (“Terms”) govern your use of our crypto escrow platform at https://escrowlance.com (“Platform”). By accessing or using our Platform, you agree to comply with and be bound by these Terms. If you do not agree, do not access or use our services.

 

1. DEFINITIONS

In these Terms, unless the context otherwise requires:

  • “User” refers to any individual or entity who registers for, accesses, or uses Escrowlance Ltd services, including Buyers and Sellers.
  • “Buyer” means any User who funds an escrow transaction to purchase goods or services.
  • “Seller” means any User who receives funds via our escrow service upon meeting the transaction conditions.
  • “Escrow Service” refers to the holding and conditional release of crypto assets (specifically stablecoins) by Escrowlance Ltd.
  • “Transaction” means any arrangement between a Buyer and Seller using our Platform.
  • “Stablecoins” refer to blockchain-based tokens pegged to the value of fiat currencies (e.g., USDT, USDC) approved by Escrowlance Ltd.
  • “Dispute” refers to any disagreement between a Buyer and Seller arising out of a Transaction.

 

2. ELIGIBILITY

You must be at least 18 years old and legally capable under Singapore law to enter into contracts to use Escrowlance Ltd services. By registering, you warrant that all information provided is true, accurate, and complete.

 

3. OUR ROLE

Escrowlance Ltd acts solely as a neutral third-party intermediary for Users to transact securely using stablecoin escrow. We do not participate in any transaction as a buyer or seller and do not guarantee the quality, legality, or delivery of any goods or services exchanged.

 

4. SCOPE OF SERVICES

Escrowlance Ltd provides:

  • Escrow custody for stablecoin transactions
  • Verification of transaction milestones as agreed between Buyer and Seller
  • Dispute resolution services

We do not offer any warranty or representation regarding the outcome of transactions.

 

5. KYC / AML COMPLIANCE

Escrowlance Ltd adheres to Singapore’s regulatory framework on Anti-Money Laundering (AML) and Counter Financing of Terrorism (CFT). We reserve the right to request KYC documentation, including:

  • Government-issued ID
  • Proof of address
  • Source of funds

Transactions may be paused, cancelled, or rejected if Users fail to provide satisfactory verification.

 

6. ESCROW PROCESS

  1. A typical transaction proceeds as follows:
  2. Transaction initiation: Buyer and Seller agree on terms.
  3. Buyer funds escrow with approved stablecoins.
  4. Seller delivers goods/services.
  5. Buyer reviews and approves delivery.
  6. Escrowlance Ltd releases funds (minus 1% Seller-paid fee) to Seller.
  7. Funds are held securely in escrow until Buyer confirms satisfactory completion or a dispute is resolved.

 

7. FEES

Escrowlance Ltd charges a flat fee of 1% of the total transaction amount, payable by the Seller and deducted at disbursement. Fees are disclosed at the time of transaction creation and are non-refundable unless otherwise agreed in writing.

 

8. ACCEPTABLE PAYMENT METHODS

We only accept approved stablecoins for escrow transactions. Users acknowledge and accept the following crypto-specific risks:

  • Crypto transactions are irreversible.
  • Network congestion may delay processing times.
  • Escrowlance Ltd bears no liability for price volatility, transaction delays, or blockchain network failures.

 

9. USER RESPONSIBILITIES

Users are solely responsible for ensuring that:

  • All transactions comply with applicable laws and regulations.
  • Goods/services are legal, deliverable, and meet agreed quality standards.
  • Communication between Buyer and Seller is clear, accurate, and documented.

Escrowlance Ltd provides no warranty on the nature, condition, or legality of goods/services transacted.

 

10. NO WARRANTY / DISCLAIMER

Escrowlance Ltd disclaims all warranties, express or implied, including but not limited to:

  • The accuracy, legality, or quality of goods or services exchanged.
  • That transactions will result in successful outcomes.

All transactions occur solely between Buyer and Seller.

 

11. LIMITATION OF LIABILITY

To the fullest extent permitted by law, Escrowlance Ltd shall not be liable for:

  • Indirect, incidental, or consequential damages arising out of transactions
  • Loss of data, profits, business, or goodwill
  • Delay or failure caused by events beyond our control including blockchain disruptions, cyberattacks, and natural disasters.

Our total liability for any claim shall not exceed the amount of fees paid to us for the specific transaction.

 

12. PROHIBITED ACTIVITIES

Users agree not to use Escrowlance Ltd to facilitate transactions involving:

  • Illegal or prohibited goods/services
  • Fraudulent schemes
  • Money laundering or terrorist financing
  • Sanctioned jurisdictions or individuals under Singapore or international sanctions

We reserve the right to suspend or terminate any transaction that violates these prohibitions.

 

13. DISPUTE RESOLUTION

If a dispute arises, Users agree to notify Escrowlance Ltd promptly and submit supporting documentation. Our process includes:

  • Collecting evidence from both Buyer and Seller
  • Assessing the transaction history and communication
  • Issuing a binding resolution

Users agree that Escrowlance Ltd’s decision shall be final and binding with no recourse to litigation except where expressly permitted by Singapore law.

 

14. TAXES

Users are responsible for determining, collecting, reporting, and remitting any taxes applicable to their transactions. Escrowlance Ltd does not provide tax advice and will not be liable for Users’ tax obligations.

 

15. PRIVACY AND DATA PROTECTION

Escrowlance Ltd respects User privacy and processes data in accordance with the Singapore Personal Data Protection Act (PDPA). Please refer to our Privacy Policy for details on data collection, usage, storage, and User rights.

 

16. TERMINATION

We reserve the right to suspend or terminate your account or deny access to services if:

  • You breach these Terms or applicable laws
  • Provide false or misleading information
  • Engage in activities harmful to Escrowlance Ltd or other Users

 

17. FORCE MAJEURE

Escrowlance Ltd is not liable for failure or delay in performance due to events beyond our reasonable control, including but not limited to acts of God, war, government intervention, cyberattacks, or blockchain network disruptions.

 

18. AMENDMENTS

We may update these Terms from time to time. We will provide notice of material changes via our Platform. Continued use of the Platform constitutes acceptance of the updated Terms.

 

19. GOVERNING LAW

These Terms are governed by and construed under the laws of Singapore. Any disputes arising shall be subject to the exclusive jurisdiction of Singapore courts.

 

20. MISCELLANEOUS

  • Entire Agreement: These Terms constitute the entire agreement between Escrowlance Ltd and the User.
  • Severability: If any provision is found to be invalid, the remaining provisions remain enforceable.
  • Assignment: Users may not assign rights under these Terms without our prior written consent.
  • No Waiver: Failure by Escrowlance Ltd to enforce any right or provision shall not constitute a waiver.

 

CONTACT INFORMATION

Escrowlance Ltd
Email: [email protected]
Website: https://escrowlance.com

By using our services, you confirm that you have read, understood, and agree to abide by these Terms of Service.